Short and Long Term Disability and Term Life Insurance
Short-term Disability Insurance
may be right for you if...
- You want immediate coverage from the first day of your disability
- You only need coverage until your employer-provided disability Insurance would begin paying benefits
- You’re interested in protection that is portable, not tied to your job
- You are willing to accept a shorter benefit period to keep the premium as low as possible
Elimination periods from 0 to 30 days
Benefit periods 3 to 24 months
Long-term Disability Insurance
may be right for you if...
- You have resources that could cover your living expenses for the first few months of a disability
- You want comprehensive, long-term benefits that would cover disability from an accident or sickness
- You prefer more rider options so you can tailor coverage to meet your unique needs
- You’re interested in protection that is portable throughout several years of your career, even up to age 67
Elimination periods from 60 to 365 days
Benefit periods from 2 years to 67 years old
Term life insurance is temporary insurance and is for people who want:
- To supplement life insurance from work
- A fixed benefit amount for a specific period of time
- Competitive premiums
- A death benefit protection with a Return of Premium Option
- Insurance from a trusted company
15, 20 and 30 year terms with death benefits from $50,000 and up
Plans offered by Mutual of Omaha
Other plans: Whole Life and Critical Illness
Call us for a fast
and easy quote!
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DISCLAIMERS: DO NOT CANCEL ANY INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY, (ALSO KNOWN AS AN INSURANCE CONTRACT OR CERTIFICATE), FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS. Insurance company descriptions are taken from specific insurance company website "about us" section and not the opinion of TPA. The quotes or rates shown through the links are estimates only. Your premium is subject to change based on your medical history(pursuant to state law of residence), the underwriting practices of the insurance company, the optional benefits you selected, if any, and other relevant factors, such as changes in rates which take effect before your requested effective date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification. Call with any questions or concerns 800-578-5141.
the POLLICELLA agency| tpaquote@gmail.com | PO Box 1798 Brighton , MI , 48116 USA | Phone 800-578-5141Fax 810-433-5928 
